Oil Strike!

If you have a dry face and hands and more and if lotion is not working for you even with successive applications, try vegetable oil. You do not need a lot. It is initially very oily on your skin, but will be mostly absorbed in 10 to 15 min. Blot with a cloth or paper towel if necessary. One application lasts all day.

I have been using soybean oil. Any oil would work - peanut, olive, safflower, canola etc... you could do the girly thing and flavor it w/ herbs and essences and aromatics.

If you have struggled with dry skin, I think you will like it. Plus it is cheap.